Rajandran R Founder of Marketcalls and Co-Founder Algomojo. Full-Time Derivative Trader. Expert in Designing Trading Systems (Amibroker, Ninjatrader, Metatrader, Python, Pinescript). Trading the markets since 2006. Mentoring Traders on Trading System Designing, Market Profile, Orderflow and Trade Automation.

10 State-Run Banks With Most Bad Loans

28 sec read

This infographic shows the increasing number of borrowers struggling to repay their loan which resulting in bad loans for the state run banks. Among the state run banks State Bank of India and United bank of India are the hardest hit banks in terms of Bad loans.

Banks with Bad Loans

 

[source : WSJ ]

Key Points about the State-Run Bad Loan Infographic

– The overall bad loan burden at Indian state-run banks up 41% to $36 billion last year.
– State-run banks, which together make up more than 70% of the banking sector.
– State-run banks non-performing asset ratios climb to an eight-year high of 5.17% by the end of last year.
– State bank of India has bad loans equivalent to 5.70% of its loan book
– United Bank of India now has a bad debt ratio of whooping 10.82%.

Rajandran R Founder of Marketcalls and Co-Founder Algomojo. Full-Time Derivative Trader. Expert in Designing Trading Systems (Amibroker, Ninjatrader, Metatrader, Python, Pinescript). Trading the markets since 2006. Mentoring Traders on Trading System Designing, Market Profile, Orderflow and Trade Automation.

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2 Replies to “10 State-Run Banks With Most Bad Loans”

  1. Sir,
    Here are some info regarding PSU
    Of the key public sector banks, Central Bank of India leads the list of
    banks where stressed ratio is higher than the industry average. It is
    followed by UCO Bank and United Bank of India. Rising stressed assets
    in the banking system especially in the PSU space raises questions over
    their lending practices. While the increase in ratio could be partly due to
    slowdown concerns, one cannot rule out lapses by PSU banks when it
    comes to assessing the credit quality of the borrower. The United Bank
    saga is a case in point. In order to improve the asset quality, PSU banks
    will have to tighten their lending criteria. Also, the current issue of rising
    troubled loans is because quite a few PSUs have high exposure to
    sectors which are affected by slowdown like infrastructure and real
    estate. Hence, sectoral caps should be reviewed. If not, the gap between
    asset quality of PSU and private banks will widen further.

    P.S. Do you authorise to post graphical images

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