Everybody wants to become rich without taking a risk or incurring a loss. This is the human nature, and this is also the reason behind the popularity of systematic investment plans or SIPs which allow investing a specific amount at regular intervals of time in a systematic manner.
Working life can be hectic. The few free times you get has to be spent with family, friends and hobbies. In such a case, it is very difficult to find time to research for investments, let alone actually trade and monitor your portfolio.