Have you ever thought of transferring money to people in your phonebook contact? If anyone tells you about this option you might think that person is out of his mind. HDFC bank has come up with this innovative mobile application HDFC Chillr. This revolutionary mobile app will allow you to transfer money instantly to any contact in your phonebook. You can transfer money 24*7 which means at any time of the day you can help your family, friends and relatives.