Rajandran R FollowCreator of OpenAlgo - OpenSource Algo Trading framework for Indian Traders. Telecom Engineer turned Full-time Derivative Trader. Mostly Trading Nifty, Banknifty, High Liquid Stock Derivatives. Trading the Markets Since 2006 onwards. Using Market Profile and Orderflow for more than a decade. Designed and published 100+ open source trading systems on various trading tools. Strongly believe that market understanding and robust trading frameworks are the key to the trading success. Building Algo Platforms, Writing about Markets, Trading System Design, Market Sentiment, Trading Softwares & Trading Nuances since 2007 onwards. Author of Marketcalls.in
10 State-Run Banks With Most Bad Loans
28 sec read
This infographic shows the increasing number of borrowers struggling to repay their loan which resulting in bad loans for the state run banks. Among the state run banks State Bank of India and United bank of India are the hardest hit banks in terms of Bad loans.
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[source : WSJ ]
Key Points about the State-Run Bad Loan Infographic
– The overall bad loan burden at Indian state-run banks up 41% to $36 billion last year.
– State-run banks, which together make up more than 70% of the banking sector.
– State-run banks non-performing asset ratios climb to an eight-year high of 5.17% by the end of last year.
– State bank of India has bad loans equivalent to 5.70% of its loan book
– United Bank of India now has a bad debt ratio of whooping 10.82%.
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Rajandran R FollowCreator of OpenAlgo - OpenSource Algo Trading framework for Indian Traders. Telecom Engineer turned Full-time Derivative Trader. Mostly Trading Nifty, Banknifty, High Liquid Stock Derivatives. Trading the Markets Since 2006 onwards. Using Market Profile and Orderflow for more than a decade. Designed and published 100+ open source trading systems on various trading tools. Strongly believe that market understanding and robust trading frameworks are the key to the trading success. Building Algo Platforms, Writing about Markets, Trading System Design, Market Sentiment, Trading Softwares & Trading Nuances since 2007 onwards. Author of Marketcalls.in
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2 Replies to “10 State-Run Banks With Most Bad Loans”
Sir,
Here are some info regarding PSU
Of the key public sector banks, Central Bank of India leads the list of
banks where stressed ratio is higher than the industry average. It is
followed by UCO Bank and United Bank of India. Rising stressed assets
in the banking system especially in the PSU space raises questions over
their lending practices. While the increase in ratio could be partly due to
slowdown concerns, one cannot rule out lapses by PSU banks when it
comes to assessing the credit quality of the borrower. The United Bank
saga is a case in point. In order to improve the asset quality, PSU banks
will have to tighten their lending criteria. Also, the current issue of rising
troubled loans is because quite a few PSUs have high exposure to
sectors which are affected by slowdown like infrastructure and real
estate. Hence, sectoral caps should be reviewed. If not, the gap between
asset quality of PSU and private banks will widen further.
P.S. Do you authorise to post graphical images
you can send your images to [email protected] and a little writeup will do better.
Sir,
Here are some info regarding PSU
Of the key public sector banks, Central Bank of India leads the list of
banks where stressed ratio is higher than the industry average. It is
followed by UCO Bank and United Bank of India. Rising stressed assets
in the banking system especially in the PSU space raises questions over
their lending practices. While the increase in ratio could be partly due to
slowdown concerns, one cannot rule out lapses by PSU banks when it
comes to assessing the credit quality of the borrower. The United Bank
saga is a case in point. In order to improve the asset quality, PSU banks
will have to tighten their lending criteria. Also, the current issue of rising
troubled loans is because quite a few PSUs have high exposure to
sectors which are affected by slowdown like infrastructure and real
estate. Hence, sectoral caps should be reviewed. If not, the gap between
asset quality of PSU and private banks will widen further.
P.S. Do you authorise to post graphical images
you can send your images to [email protected] and a little writeup will do better.